If you are unable to work due to physical or mental problems outside of your control you may feel helpless, scared and even depressed. Thankfully, the federal government has two different programs that can help. Most people think of social security as a retirement benefit. Fortunately, it is also a program that provides income for people who are unable to work. A skilled Georgia social security attorney can help you secure the benefits that you need.
If you are unable to work because of physical or mental disabilities you may qualify for social security benefits. There are two different types of benefits that an individual can apply for and ultimately, be approved for.
SSDI benefits are paid to individuals who have worked over a period of time, who have paid into the social security system and then have become disabled and are unable to work. When that person becomes disabled and can no longer work, that person may be eligible to receive SSDI benefits. In order to receive this type of benefit the Social Security Administration must make a determination that the individual is disabled. There are many factors that go into this decision. Some of the more important factors are the person’s age, educational background, and work history. Obviously, that individual’s physical and/or mental limitations greatly factor into the decision.
The Social Security Administration relies heavily on a person’s medical records when making the decision whether or not a person is disabled under the law. That is why it is so very important to see your doctor consistently and report to your doctor what physical and/or mental problems you are experiencing. It is also important to follow your doctor’s orders in terms of treatment and medications.
If you are approved for SSDI benefits you will be eligible to receive Medicare benefits, but not until 2 years after your date of entitlement.
Your chances of being approved for SSDI greatly increase if you are represented by a knowledgeable and experienced attorney like Matt Hube.
SSI benefits are paid to individuals who have never worked before or have not worked recently. There is also a financial component to SSI benefits. In order to be eligible you cannot own in excess of $2,000.00 in assets for an individual and $3,000.00 for a couple. This does not include your home, one vehicle, or your household furnishings. You may earn a very small amount of income and still be eligible for benefits, but the rules also indicate that your spouse’s income will count towards your total income and that can negatively impact your claim.
Generally, the Social Security Administration uses the same rules in an SSI and an SSDI case to determine whether someone is disabled.
If you are approved for SSI benefits you will immediately begin receiving Medicaid benefits. This can be vitally important to get the medical care that you need.
The Hube Law Firm has worked diligently to win social security benefits for hundreds and hundreds of people. Our office staff will treat you courteously and will stay in touch with you regarding your case. Applying for social security benefits is a long, time consuming process. We will be with you every step of the process.